Types of Insurance in Indonesia

Types of Insurance in Indonesia 

Insurance Companies in Indonesia in recent years have experienced a significant improvement. Plus the awareness and the needs of the community of the importance of insurance to be the background of an insurance company to continuously improve and develop products services. So what types of insurance are most in interest by the people of Indonesia. Here's his review

Education insurance

System is an investment that can be started early to prepare for the baby's education, especially when calculated from now then we can predict the cost of education your child is getting more expensive in the future.

Health Insurance

Is a type of insurance products that specifically guarantee the cost of health insurance or pera2atan members that if they fall ill or have an accident. are speaking there are two types of pera2atan offered by insurance companies, which INAP care (in-patient-treatment) and ambulatory (out-patient treatment). Health insurance products held either by the company Social Insurance, life insurance companies, and also a general insurance company. types of health insurance

Life insurance

Life insurance is an insurance agreement that provides services in dealing with risks related to the life or death of an insured person. The types of life insurance are: Term insurance (Term Insurance): is the basic form of life insurance, the policy which provides insurance against the risk of death within a specific time period.Life Insurance (Whole Life Insurance): is a permanent policy that is not restricted to the expiration date of the policy such as term insurance. This insurance is an improved insurance term insurance which has no cash value

insurance

Is the insurance agreement that provides services in dealing with the risk of damages, lost benefits and legal liability to third parties arising from uncertain events

Takaful

Is insurance where in activities protected from the elements that are forbidden by Islam, be it garar, gambling, usury and exploitation. This insurance is relatively new type of insurance by investing in assets that provide a refund with a pattern of risk through a contract in accordance with the Islamic sharia.

Accident insurance

Is insurance that guarantees or provide compensation for the risk of death, total disability, temporary disability, and treatment costs that are directly caused by an unintentional accident scene.

Home insurance

Is an insurance against the house, shop, office buildings, hotels etc which ensures any damage or loss if at any time there is a fire or other things that result in damage to homes

Car insurance

Is a special type of automobile insurance where the risk of loss, theft and car accidents in the switch on the insurance company. This insurance is classified as the best-selling insurance in Indonesia, especially in big cities like Jakarta, Surabaya, Medan, Yogyakarta, etc.