10 Benefits of Using Credit Card

10 Benefits of Using Credit Card

1. Convenience 

Credit and debit cards offer a hassle-free shopping experience - without the need for cash - no checks - no other proof of identity requirements.

2. Security 

Cash stolen can surely be used by anyone. If you lose your credit card or debut, report it to the card issuing bank as soon as possible in order to be protected from the use of the card without permission. However, each card-issuing banks may have different policies, confirm with your bank.

3. Emergency Protection 

Credit cards can help you make a payment in any kind of emergency. Like a security blanket that will provide protection in all situations.

 4. Accepted Worldwide 

Most credit and debit cards deterima worldwide. Compare with cash DAJ check! Even if you need cash, you can get local currency withdrawals via ATM or bank worldwide that accept credit or debit cards.

5. Recording Transactions More Simpel 

Credit cards and a debut gives you a record of all transactions each month, so you can track where your money.

6. Protection 

When you buy goods or services with a credit card, you can have protection if the products / services are defective or unsatisfactory, because the card issuing bank could intervene on your behalf in the event of a dispute. But if you have to pay in cash or by check, the merchant would not be too keen to make adjustments. Consult clearly with your card issuing bank about a policy dispute with the merchant.

7. Additional Benefit 

Many credit cards offer rebates, cash back, 0% installment or not additional benefits you'll enjoy with payment by cash.

8. Flexibility 

Suppose you are in a shopping center and see an item on sale for a limited time. You do not have the money at the time, but did not want to miss an opportunity downsize it, credit cards allow you to savor the moments discounts or special offers, then you can be paid the bill later.

9. Budget setting Easier 

With a credit card, you can plan to make purchases in bulk and then pay it all at once or in stages according to your ability.

10. Essential Elements for shopping transactions via mail, telephone and internet 

Credit or debit card is essential for booking air tickets or hotel rooms. When you travel abroad, a credit card is a universal guarantee your ability to pay. Credit or debit card also simplifies and accelerates the process of shopping by mail, phone and online.